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The Interagency Guidelines on appraisals clearly states that a review of a bank's appraisal and review process will be closely scrutinized by Regulators.

The interagency Appraisal and Evaluation Guidelines issued December 2010, requires your appraisal commissioning and review process to be independent of your credit process.

This segregation of duties becomes a challenge at smaller institutions. It can also be a challenge for larger institutions to prove to Regulators that your institution is maintaining independence within the company. By working with Peach Valley Appraisal Management, it will be clear to Regulators that this independence is achieved both in fact and appearance.

The new guidelines also require those charged with reviewing appraisal and real estate evaluations to have the appropriate education, experience and background to review appraisals. Our competent staff is comprised of seasoned real estate professionals that have experience in all facets of commercial and residential real estate.

Peach Valley Appraisal Management has an acute understanding of the regulatory environment in which your institution must now operate. As a result, we are able to ensure the completed appraisals meet the minimum requirements specified in the new guidelines and ensure our reviews of the appraisals are in compliance with the regulations. The final product delivered to you will pass regulatory examination and take a significant burden off of bank management from the coordination and review perspective.



These links contain useful information for clients as well as appraisers:

Dodd-Frank Act

Interagency Guidelines